Legal Notice

Last updated: 26 July 2026

1. Service provider

Information pursuant to § 5 of the German Digital Services Act
(Digitale-Dienste-Gesetz, DDG):

Fintum Market Intelligence GmbH
Abt-Plazidus Straße 24, 97359 Schwarzach am Main, Germany

Legal form: Gesellschaft mit beschränkter Haftung (GmbH)
Managing Director: David Siegl
Commercial register: Amtsgericht Würzburg, HRB 18562

"The Fund" is a service operated by Fintum Market Intelligence GmbH.

2. Contact

Email: info@fintum-mi.com

3. Responsible for editorial content

Responsible for journalistic and editorial content pursuant to § 18 (2) of the
German Interstate Media Treaty (Medienstaatsvertrag, MStV):

David Siegl
Fintum Market Intelligence GmbH
Abt-Plazidus Straße 24, 97359 Schwarzach am Main, Germany

4. Consumer dispute resolution

We are neither obliged nor willing to participate in dispute resolution
proceedings before a consumer arbitration board (Verbraucherschlichtungsstelle).

5. Regulatory status

The Fund provides information, education and simulation tools. It is not a
bank, a broker, an investment adviser, a fund manager or any other licensed
financial institution. It does not execute orders, hold client money, hold
client securities or provide personal investment advice. Nothing on the
platform is a recommendation to buy or sell any instrument.

The Fund is operated from Germany by Fintum Market Intelligence GmbH. It holds
no authorisation under the German Banking Act (KWG) or the German Securities
Institutions Act (WpIG) and is not supervised by BaFin. It is not licensed,
authorised or supervised by any financial regulator in the Gulf, including the
Securities and Commodities Authority (SCA) and the Central Bank of the UAE
(CBUAE), the Dubai Financial Services Authority (DFSA), the Financial Services
Regulatory Authority (FSRA) of ADGM, or the equivalent authorities elsewhere in
the GCC.

6. Sharia compliance

The Fund is not a Sharia advisory body and issues no rulings. Where the
platform explains Sharia screening or lists screened funds, it describes
published methodologies and the supervisory boards behind them. Responsibility
for the compliance of any specific holding, including purification, remains with
the investor and the scholarly opinion they follow.

7. Third-party trademarks

All third-party logos, trademarks and service marks shown on The Fund,
including those of listed companies, asset managers and financial institutions,
are the property of their respective owners and are used for identification
only.

8. Intellectual property

The software, design and original editorial content of The Fund are protected
by copyright. Users receive a limited licence for personal, non-commercial use.

9. Governing law

This legal notice and the use of The Fund are governed by the laws of Germany.
To the extent legally permitted, the place of jurisdiction is the courts of
Frankfurt am Main, Germany. If you use the service as a consumer, this does not
deprive you of the protection of any mandatory provisions of the law of your
country of residence, and it does not remove any right you may have to bring
proceedings there.